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3/4 / 5 DAYS, INCLUSIVE OF RETURN FLIGHTS,
AIRPORT TAX, AIRPORT COLLECTION, EN-SUITE HOTEL ACCOMMODATION.
VIEWING OF AREAS AND PROPERTIES WITHIN YOUR PRICE RANGE.
FULL COURIER SERVICE, LEGAL, TAX, MORTGAGE & FINANCIAL
ADVICE, ETC.
We do
not arrange flights ourselves, however we can assist
you in obtaining flights with an ATOL Protected operator.
Payments for your flights will be made directly to
the ATOL Protected operator who will ensure that you
are financially protected.
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Our ever-popular trips are extremely informative
and relaxed, ideally suited to those people who are
seriously considering a freehold property in Spain.
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They are recommended by most leading solicitors
as the most sensible and cost-effective way of legally
reserving a home in the sun.
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Inspection Trips are available every week throughout
the year with the exception of Easter, August, Christmas & New
Year.
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All our properties are 100% FREEHOLD.
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Priced at only £149 they are limited to 12 seats
a trip.
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Spanish Villas Independent will make buying your new
home in Spain seem easy. A deposit will reserve and remove
your chosen property and plot from the market and the
price of that property will be fixed in euros. This means
that you will not have to pay any price increases, which
could be implemented by the developers before your completion
date. Those purchasing now will also benefit from favourable
exchange rates. Our properties are, however, in great
demand with limited availability on some models.
The standard procedure for buying a new property in
Spain is as follows:
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When you find the ideal property and wish to reserve
it, you will require a bank draft for €3000
(approx £2000 Sterling).
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4 weeks after reservation, your first stage payment
of 50% will be due and, with few exceptions,
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the balance to be paid on completion.
N.B. If you do
not have the funds in place for the first
stage payment, it would not be advisable
to book a viewing trip.
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There is no pressure to
buy and no obligation will ever be inferred
on your viewing trip.
All we ask is that clients who join us are serious about
buying a property
and have the finances to proceed
IF AND ONLY IF
they see a property that suits their needs entirely.
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The majority of people who purchase homes in Spain borrow
money from one source or another. Spanish banks are keen
to lend up to 60% of the assessed value of your dream
home in the sun.
A Spanish mortgage can be easily arranged (subject to status),
however you will need to fund your first stage payment of 50% yourself.
Low monthly repayments begin after completion with loans
available over 5, 7, 10 and 15 years.
Much
of our business has been built on recommendation
- we want to keep it that way.
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| Running
Costs / Potential Income |
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PURCHASE
LEGAL COSTS
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Legal fees are a one-off cost of approximately
3% of the declared value of the property (rising
to 5 or 6% with a mortgage). It includes notary
fees, ITP, AJD and plus-valia tax, registro propiedad,
water & electricity contracts, NIE numbers
and deed registration. IVA (VAT) is charged at
7% of the declared value.
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ANNUAL
RUNNING COSTS AND TAXES
The
size, cost and location of a property are important
factors in determining the running costs. Below
are estimates based on an average property, for
your guidance only.
| BREAKDOWN
OF ANNUAL RUNNING COSTS |
€ |
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Standing Charges for Water & Electricity
Consumption of water and electricity is metered - normally
these are paid automatically by direct debit from
your bank.
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180.00 |
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Local Rates and Rubbish Collection and
Other Taxes
Taxes (local and central) are used on infrastructure,
public lighting, police, education, street and beach
cleaning, cultural and sports amenities etc.
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510.00 |
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Community Charges
This is controlled by the community of
owners of which you will be one. It pays
for the upkeep of communal gardens, swimming
pool, passageways, lighting, lifts, security
etc.
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180.00 |
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House & Contents Insurance
For your own peace of mind.
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180.00 |
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Fiscal Representative/Gestor
It is important that non-residents appoint a fiscal
representative to look after their financial affairs,
declare/pay taxes, rates, insurance etc. We can assist
you in selecting a fiscal representative.
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105.00 |
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Approx. £700-£800
Stg
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TOTAL: |
€1,155.00 |
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WEEKLY POTENTIAL
LETTING INCOME
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PROPERTY
TYPE
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LOW
Oct - Feb
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MID
Mar- May
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HIGH
Jun - Sept
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2
Bed Bungalow/Apartment
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£150
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£225
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£300
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3
Bed Bungalow/Apartment
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£175
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£250
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£350
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2
BedVilla with Pool
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£200
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£300
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£450
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This example is typical of Costa Blanca returns.
A Higher return can be expected on Costa del Sol,
golf or beach properties.
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Spanish Villas Independent. is also
able to offer property management to owners
in the Torrevieja area who are looking for
rental income from their property, either
by short holiday lets or long term lets.
We offer a letting agency and full property
management service including:-
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Please contact us with your requirements via our contact
page.
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REMEMBER!
Properties can be let all year long on the
sunny Southern Costa Blanca with 340
days of sunshine a year! Winter
daytime temperatures reach 70°F and the winter evenings
are only cool enough to merit a light jacket.
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Please feel free to contact us
should you require more information on any of our services.
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